Legal Information
Transparency and compliance are fundamental to our operations. Access important legal documents, regulatory information, and understand your rights.
Last Updated
January 15, 2024
Quick Access
Important Legal Documents
Access and review our key legal documents and disclosures that govern your relationship with Advantage Federal.
Privacy Policy
Updated Jan 15, 2024
How we collect, use, and protect your personal information
Terms of Service
Updated Jan 15, 2024
Terms governing your use of our banking services
Fee Schedule
Updated Dec 1, 2023
Detailed information about account fees and charges
Electronic Communications
Updated Nov 20, 2023
Disclosure about electronic records and signatures
Regulatory Compliance
Advantage Federal is committed to full compliance with all applicable banking regulations and laws.
Bank Secrecy Act (BSA)
Anti-money laundering compliance and reporting requirements
USA PATRIOT Act
Customer identification and verification procedures
Truth in Savings Act
Disclosure of account terms and fee information
Equal Credit Opportunity Act
Non-discrimination in credit transactions
Regulatory Bodies
Office of the Comptroller of the Currency (OCC)
Primary federal regulator for national banks
1-800-613-6743
Federal Deposit Insurance Corporation (FDIC)
Deposit insurance provider and regulator
1-877-275-3342
Consumer Financial Protection Bureau (CFPB)
Consumer protection and financial education
1-855-411-2372
Federal Reserve System
Central banking system and regulator
1-202-452-3000
Your Consumer Rights
Understanding your rights is essential to maintaining a healthy banking relationship.
Right to Financial Privacy
Limits government access to your financial records
Fair Credit Reporting
Access to credit reports and dispute resolution
Electronic Fund Transfer
Protections for electronic banking transactions
Truth in Lending
Clear disclosure of credit terms and costs
Legal Questions Answered
Common questions about our legal policies and your rights.
Legal Department Contacts
Our legal team is available to address your concerns and questions.
Legal Department
legal@advantagefederal.com
1-800-ADV-LEGAL
Mon-Fri: 9am-5pm EST
Compliance Office
compliance@advantagefederal.com
1-800-ADV-COMPLY
Mon-Fri: 8am-6pm EST
Customer Disputes
disputes@advantagefederal.com
1-800-ADV-HELP
24/7
Committed to Transparency and Compliance
At Advantage Federal, we believe in maintaining the highest standards of legal compliance and transparent communication with our customers.