Smarter Payments

Credit and debit cards designed for your lifestyle. Enjoy rewards, security, and convenience with every purchase.

Card Showcase

Advantage Federal
Platinum Advantage
💎
Rewards Rate
Up to 3x Points
Cardholder
Your Name

Find Your Perfect Card

From everyday spending to premium benefits, we have a card that matches your lifestyle and financial goals.

Credit Card
14.99% - 22.99% APR*

Advantage Rewards Visa

Earn unlimited rewards on everyday purchases with our premium credit card.

$200 bonus after $500 spent
  • 1.5% cash back on all purchases
  • No annual fee
  • Contactless payments
  • Fraud protection
Premium Credit
16.99% - 24.99% APR*

Platinum Advantage Card

Premium benefits and exclusive perks for exceptional experiences.

50,000 bonus points
  • Travel insurance
  • Airport lounge access
  • Priority boarding
  • Concierge service
Debit Card
N/A

Advantage Debit Card

Instant access to your funds with secure banking features.

No overdraft fees
  • No monthly fees
  • Free ATM withdrawals
  • Mobile wallet compatible
  • Instant purchase notifications
Business Credit
13.99% - 19.99% APR*

Business Advantage Card

Smart spending solutions for business owners and entrepreneurs.

2x points on office supplies
  • Employee cards with limits
  • Expense tracking
  • Business rewards
  • Quarterly reports

Card-Member Benefits

Enjoy premium features and protections designed to make every purchase more rewarding and secure.

Zero Fraud Liability

You're not responsible for unauthorized charges

Contactless Payments

Tap to pay for faster, more secure transactions

Worldwide Acceptance

Use your card anywhere Visa/Mastercard is accepted

Instant Alerts

Real-time notifications for all transactions

Maximize Your Rewards

Earn points on every purchase and redeem them for travel, cash back, gift cards, and more. The more you use your card, the more you earn.

Travel - 3x Points

Flights, hotels, and rental cars

Dining - 2x Points

Restaurants, bars, and food delivery

Gas & Groceries - 2x Points

Supermarkets and gas stations

Everything Else - 1.5x Points

All other purchases

Rewards Calculator

See how much you could earn with our cards

Estimated Annual Rewards$625

Advanced Security Features

Your security is our priority. We employ multiple layers of protection to keep your accounts and transactions safe.

EMV Chip Technology

Enhanced security for in-person transactions

24/7 Fraud Monitoring

Round-the-clock protection against suspicious activity

Virtual Card Numbers

Generate temporary numbers for online shopping

Biometric Authentication

Fingerprint and facial recognition for mobile payments

Cardmember Stories

Hear from our customers about their experience with Advantage Federal cards.

"The Advantage Rewards Visa has saved me hundreds of dollars in cash back. I use it for everything from groceries to gas!"

Sarah Johnson

Teacher

Advantage Rewards Visa

"As a frequent traveler, the Platinum Card's lounge access and travel insurance have been invaluable. Worth every penny!"

Michael Chen

Sales Director

Platinum Advantage Card

"The business card has simplified our company expenses and the reporting features help during tax season."

Lisa Rodriguez

Business Owner

Business Advantage Card

Card Questions Answered

Find answers to common questions about our credit and debit cards.

Find Your Perfect Card

With competitive rates, valuable rewards, and top-notch security, there's an Advantage Federal card for every lifestyle.